Affordable Luxury: Enjoy Interest-Free Layaway!

At Eligius Jewelry Collection, we believe luxury should be accessible to all.

Introducing our convenient and customer-friendly layaway program, designed to make your dream purchases feasible without the burden of interest charges. Here’s how it works:

How to Get Started:
To embark on your journey towards owning exquisite jewelry through our layaway program, simply reach out to us via email at info@eligiusjewelry.com or through our social media channels Facebook at Eligius Jewelry Collection or Instagram at @eligiusjewelrycollection with the following details:
• Your Name
• Address
• Contact Number
• Email Address
• Screenshot of Your Desired Order or Product Description

Down Payment:
• Upon initiating the layaway plan, we would require you to make a down payment. This down payment serves as a commitment to purchase the item and covers a portion of its cost. The down payment amount is calculated based on the total price of the item and the duration of your layaway plan, as follows:
• 1-month plan: a down payment of 20% of total price
• 2-month plan: a down payment of 25% of total price
• 3-month plan: a down payment of 30% of total price
• 4-month plan: a down payment of 35% of total price
• 5-month plan: a down payment of 40% of total price
• 6-month plan: a down payment of 45% of total price

Bi-Weekly or Monthly Payments:
• After the down payment is made, you will need to make regular payments towards the remaining balance of the item. Payments can be scheduled bi-weekly or monthly, depending on your preference and financial situation.
• The amount of each payment is determined by dividing the remaining balance (total price minus the down payment) by the number of payment intervals remaining in the layaway plan.


Option for Early Payment:
• You have the option to pay off the remaining balance of your layaway plan before the scheduled completion date. Early payment entitles you to a 2.5% discount on the remaining balance.
Transparent Communication:
• Clear and transparent communication is essential throughout the layaway process. Eligius Jewelry should provide you with regular updates on your payment status, remaining balance, and any relevant terms and conditions.
Layaway Rules:
Our commitment to transparency and accountability is reflected in the guidelines for our layaway program. Here’s what you need to keep in mind:
• If payments are not made by the agreed-upon due date, your layaway plan defaults to a 6-month term, incurring an automatic 8% interest charge.
• Should payments remain outstanding after 6 months, an additional 2% interest per month will be applied until the balance is settled in full.
• In cases of discontinued payments without explanation, we reserve the right to void all payments and resell the item. Please note that no refunds will be issued in such instances.
• Throughout the layaway period, cancellations or exchanges are not permitted.